MICRO CREDIT

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ABC micro credit scheme started in 2007 and the main objective was to increase incomes among the low earning people in communities. Though this was a church initiative, its activities like the training for the communities and the clergy were supported by the CIDA program for the last five years. 

Goal: To ensure family income levels are improved through the creation and expansion of businesses and jobs from micro-finance schemes and marketing of produce. 10 

Achievements:
  • Since the program begun, 4,336 people have been trained on small business management skills hence improvement in businesses. 
  • To enhance continuity and sustainability of the micro credit scheme, 110 resource persons (73 female and 37 male) have been trained on basics and management of micro credit schemes. 
  • 44-groups (165 Male, 459 female) have been trained on adding value to locally made products and marketing products strategies. These products include woven baskets, carvings, tie and dye materials and pottery products. Linkages have also been created with Export Promotion Council (EPC), NCCK (National Churches Council of Kenya) and KIE (Kenya Industrial Estates) for marketing and promotion purposes. 

Entrepreneurial Improvement
Pottery work (firing) in Kalimani

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  • Since starting of the scheme 5,404 people have opened accounts and are saved regularly through the scheme. This has allowed members of the scheme to access loans from accumulated savings.  1,100 people (491 male 553 female) have accessed loans and started different income generating activities like operating posho mills, fish farming, green grocers, livestock business, shops, dairy goats and dairy cows etc. 
  • Members have accessed loans to boost their businesses, pay secondary school fees and meet other pressing needs.